How an 18-Year-Old Made £300k in Crypto

Imagine being 18 years old with a £300,000 crypto portfolio. That’s Taylor’s story — and it all started with simple investing education. 

In this episode, Marcus sits down with Taylor, who began his journey at just 16 and turned his parents’ support into life-changing gains. They discuss the mindset that helped him succeed, the strategies he used, and why age doesn’t matter when it comes to building wealth. 

You’ll learn: 
✅ How Taylor started investing in crypto as a teenager 
✅ The mindset shift that created consistency in his results 
✅ Why time in the market beats “perfect timing” 
✅ How crypto mastery principles helped him scale fast 

📚 Free Resources: 

• The Lunchtime Trader eBook: https://shrtlnk.co/9Htk2  
• The Lunchtime Investor guide: https://shrtlnk.co/0T3N5  
• Compounding Calculator: https://shrtlnk.co/A7ADR  
• Money Management Tool: https://shrtlnk.co/C8slL  

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Transcript

Hi everybody and welcome to this episode of the lunchtime investor where we have a very special guest here today and that

is of course Taylor Becker. Hi, Taylor. How are you? Hi, Marcus. Thank you for having me. Uh, yeah, amazing. Good to see you.

You're the first person to have done that. No one else does that. What the hell? Um, so remember what this is all about. This is about you having your

lunchtime and you eating while we do the talking. And uh, what we're going to be

talking about is how this 18year-old, although you're 19 now, made over 300,000. Is it dollars or pounds?

Pounds. Pounds. Okay, even better. Pound profit. Not over the whole portfolio, but profit

investing in cryptos. Tell us

a little bit about, you know, where did you start your journey? Like, did you start when you were like six or

something or how did you get to 300,000? Yeah, so I started when I was 16. So my

dad was the first person who started learning about cryptocurrencies. he actually learned from your course and I

started learning it and I started attending some webinars um just learning what cryptocurrencies are and then

towards the end of 2022 that was when I first started uh making my CCA purchases

and that's one of our strategies that we have and what I was doing is I was buying some of the top 10 cryptos the

biggest ones and I've just been doing that over the last 3 four years and

so is there a strategy behind it or were you just lucky do you think no there was a strategy Y. So with the

C. Yeah. So with the CCA cryptos um we want to

invest as price comes down because as investors we want to make the most profits but what we do is we also look

at fundamentals. So when the fundamentals of a company are good for example when the value of a company is

good but the price comes down that's when we want to get in and as it comes down we get in more and more as it goes

lower. I think most people would probably want, you know, to get in when price goes up, you know, and so it it's it's very

counterintuitive actually to do that. Um, so your father kind of learned. Did he teach you or did you teach yourself

or how did it work or did you just go what are you doing there, dad? I want to know as well. How did that work? Yeah, he didn't really teach me, but

that's, you know, he's got a business. He was very busy. It was just me me learning basically. Yeah. He might be watching the show.

Yeah. Are you sure? Yeah. Yeah. Okay. Yeah.

So, so basically um do you think that anyone could do this at your age?

Of course. I believe anyone can do it. I started when I was 16. Was it was it your own account though?

Because I don't I don't know whether legally you can set up your own account. Was it your own? No, legally it was under my dad's name.

And so it's his profit. You can't take any of it. Yeah, legally it was under my dad's name

because he had to be he have to be over 18. I like the way you keep saying was. So,

is it still under his name? Um, well, I've sold I've sold some altcoins along the way.

Mhm. Um, so that is in um the ones after I turned 18 that was legally in my name.

Um, and I've just been following the strategy. Anyone can do it. I've even got a friend who's 18 and he he has a

Trading 212 app. He he does investing. Yeah. Um there's not many people like this because most people um when they

see cryptos or stocks going up, they just act on their emotions and they want to get in as the hype um as the hype

goes up. Um but it's more about long-term investing. Yeah. Okay. So you believe that? What

what about uh investing when you you're young? You obviously because a lot of people here and I really like to hear

what people are saying in the chat as well. Um let's see. Howdy, Jen. Looking forward to the story. Good afternoon. Amazing. Got any questions for Yeah.

Have you got any questions? Let me use. Yeah. What? So which strategy do you use? You mentioned the CCA strategy.

So just very quickly what what does that entail? So the CCA strategy is you we first look

for a recent high. So the crypto has to go up at least 80%. Okay. And then what we do is we don't buy as

it goes up and up. We buy as it comes down. So our first entry is at minus 20%, then

-30, then -40. And another thing that's really great is the use of the calculator. So, we have a calculator and

that will show us um the price points as it comes down, what the price will be at the next. But but if you keep doing as it goes

down, what if you're catching a falling knife? That can really hurt. What if it goes to zero? Well, we we have any of yours gone to zero?

No. But have they gone down 90%, maybe 80%? Cuz some of mine have. In a in a bare market, some some cryptos

go down that much. 80 90%. Yeah. Yeah. But as investors, we don't we we are not

worried about short-term noise, short-term movements. If we believe that the fundamentals are good. So as it

comes down, we buy more and more and we use the calculator because you seem very confident. It's amazing. I

love that. What about mindset? How important is that do you think? It's very important. Yeah. So where did you learn your mindset

then? Yeah, great question. So I did a lot of reading. I read a lot of books. Um not just about trading and investing but

about about success overall. When I was 16, I started reading books like Think and Grow Rich, for example, or or The

Wealth Workout or Secrets of the Millionaire Mind by Theka. And I'm glad you read my book as well.

That's brilliant. So, you got some greats there. You got one by Napoleon Hill, Tharvea, and then Okay. And then

me. Amazing. By the way, those are amazing books. Um, including mine. No. Um, no. The one that I really like, I

have to tell you, is Secret of the Millionaire Mind by T Harve, who's my personal mentor and friend. I think it's absolutely fantastic. It's one that I

didn't just read, I studied it. Did you do you read books or do you study them? I read them and I also listened to the

audio book a different time after I've already finished reading it. Yeah. See, the thing is though, I've spoken to your father and I know this is all a

result and and you were part of it, don't get me wrong, but this is great parenting because I think that didn't he

ask you whenever you read something, you actually had to write a summary for him? Yeah, I had to write a summary. And also

what you might not know also I had to record an audio voice note of what I learned. And the reason why he was doing

this is because he was engaging multiple senses visual, auditory and kes or not kinesesthetic but visual and auditory.

And that is so that you take in information in more parts of the brain so you remember it more. Yeah. Well and if you engage those then

you will have the kinesthetic because you will start feeling. Yeah. But if you just use one modality it's you can but imagine watching a film

without sound. It's not the same. Yeah. Yeah. Um okay. Brilliant. Let's see. Could you please put the books in here

for us to order? Yeah. Should we put some of those books in there? Yeah. Thank you for that. Sibila, keep the questions coming here. You have a

19year-old here um who's made over 300,000. I think by the end of this cycle, so over the next 6 months, I

think that could almost I mean probably more than double, but let's be conservative. Are you looking forward to

that? I am very much. Yeah. No, I know you are. And you're very very focused. Okay. So, um, and are

you doing the same thing right now or are you adapting your strategy ever? Because now we're in this rampant bull market. Are things still going down? Can

you still get in? Yeah, it's it's harder now that things are going up. Um, but we just look for

20% entries, for example, as the first entry point. Um, could you could you change that to minus

10 because we're in a bull market? You could do that, but there would be more more consistency with great results

with 20% for example. And you know, crypto is very volatile, especially Bitcoin because that leads the way. Um,

and we just look for for entries as it comes down. Um, what I did recently was

I looked at a crypto called Hyperlquid. So that was what what does Hyperlid do? So it's a decentralized exchange.

Okay. So it's like Binance but decentralized. Yeah. Yeah. And they offer perpetual

futures trading, which is basically leverage trading. Futures trading. Is that what you do? You do leverage? No, not me. But that's that's what the

exchange does. That's what the exchange offers. Okay. But it can also Oh, that's what it does. And so you bought the actual coin.

Yeah, I bought the underlying token. Yeah. And the reason why I did that is because I saw that the fundamentals of the

company were great. They were in great revenues or or fees um in crypto and they had a high amount of users. So I

like to look at the demand, you know, as that that forms some of the fundamentals of company, the underlying demand.

But how do you know the demand? What what is there a site that you can look that up? Yeah, there are there are a few great crypto websites. Um, for example, like

DeFi Llama. Defy Llama. Okay, that's a great one. Um, crypto rank

shows um it will show you if the crypto company has raised money from from big

feces. Um, like why why is that important? Um, if you want to tell how legit a crypto company is, you want to

Okay, that's legitimate because they would have done their research on it. Okay, it doesn't mean it's a necessarily a great project, but you know that

somebody who is legitimate has done their research on that and so that you know it's better than just putting your money into something else. Okay.

So, anything else that you would look at, especially the usage of it? Yeah. Yeah. So, I als I also like to use

token terminal. Um, you can track more in-depth usage over there like fees and revenue and active active users, active

addresses. I use that quite often. Okay. So, there you go. There's some real golden nuggets there. I have to tell you, real golden nuggets. I hope

you're writing this down. Yeah, let's see now. Um Oh, yeah. People are saying congratulations, which Well, one person

is, which is great. Yeah, I you know, congratulations. I think it's awesome. Um let's have a look. Some of the books are being put in there, I'm sure. Though

I can't see them, but I'm sure my team are doing it. Um let's see. Would it be interesting to know if any CCAs that

went down perhaps went stagnant were sold to redeploy into new CCA? Yeah. So, if any of yours have gone down, do you

sell them at a loss or do you wait? Yeah, good question. Um, one part of that would come down to my research and

my my belief of of how if this crypto company is going to have demand in the future, but generally speaking, um, if

if I've invested in a CCA and it hasn't really moved even over the last two or three years, for example, like Polka Dot

was very big in 2021. Now it's very flat. Yeah. Really? Yeah. And I invested in that, you know,

during the bare market um in the lows of Okay, great example. So, yeah. So, I I stopped um I stopped

investing in that one. I also sold most of it and I bought cryptos that I thought would do a bit more. Um I did a

bit of research for that. So I hope that answers your question then. Yes is the answer. He would redeploy which is fantastic. Um okay

let's see. And also uh can we put the the research sites on their Rand is

asking uh uh as well. Okay. That's fantastic. Um you you're very confident. I I really love that. I think it's

absolutely fantastic. Okay. Now here's a question for everybody on the chat. At what age did you start investing? Did

you start investing as young as Taylor did which was at 16, right? He's 19 now. Um or B between 20 and 35 years old and

C 35 plus. So that's a huge span. Or D not yet. Notice the yet. Not yet. Okay.

So go ahead please everybody in the chat. We are going to do that poll. Are we ready? Almost. Yeah. We're going to do that poll. So as soon as it comes up

uh we will get your reaction to that. So again, at what age did you start investing? Is it as young as Taylor?

Between 20 and 35, 35 plus or not yet started. So if we can have that poll,

that would be amazing. All right, let's see what people are saying here. When did you start? Okay,

it should be ready now. Let's see what the results are. Ooh, interesting. Most of you are saying 35 plus, which doesn't

surprise me. It's just such a huge spam. Um, doesn't surprise me at all. That's where most people are going to end up, I

think. Okay, let's give that a 5second countdown. 5 4 3 2 1 and let's end that

poll. All right, so the results are in um somewhere. Not sure where, but the

results are in. So, we will have a look at that. Um what I'd love to do while the results are in there is to actually

watch this video. And I'm going to make some notes here. You can as well if you like. You got a pen there. Let's play

this video and let's see what they have to say. By the way, this is a video which I think is very unique because you

have Bill Gates and Warren Buffett. So, two of the wealthiest people in the world giving some advice to this young

person here. What sort of things do you think were made a big impact in your success? What habits did you develop and kind of what

sort of things could you pass on to us as younger people? people you look up to are going to form your vision of what

the world you know how you want to be in later life and the one well I'll give

you two pieces of advice I'd invest as much in myself as you can I mean you're you're biggest asset by far I mean

you've got you've got all kinds of potential all the people in this room you lucky to be in this country got a

good education but most people go through life using up a very very small

part of their potential and so anything you do invest in yourself uh

is that's the best investment you can possibly make and then I would I would follow my passion. I mean whatever turned you on, you know, I uh uh I found

I was lucky. I found something early that that turned me on. But but uh you

don't want to take a job just for the money. You don't want to take a job for an organization that you really don't feel good about or work for people that

you don't feel good about. You you really want to be excited when you get out of bed every morning. It won't necessarily be the job that you have 10

years later, but you'll be learning so much as you go along.

Sound issues there, but I hope that you at least uh managed to read the the subtitles there. So, what did you think

about what Warren said, Warren Waza? I think he's absolutely right. Investing

in yourself um through education mainly, for example, or or um you know, making

sure that you've got good health, buying healthy food, for example. Um but you're very much into health. I know. Yeah,

because Taylor, you don't know this, but has decided to come and join investment

mastery. Now, he's working with us at least for 6 months to see whether he enjoys doing it here, right? Um, and so

we're really lucky to have him. He's part of the research department now. Um, and uh, every time I reach for anything

like a donut or something, he's on me and and it's like, don't do that. And I have to I think we have an agreement now

that next time I eat any cake in the office, I have to do a 100 pressups.

Yeah. There you go. It's all about accountability, peeps. All about accountability.

Yeah. I love it. Um, okay. So, so, so, so that was that's the health part. I

So, what you are your own biggest asset. What do you think about that? Would you agree with that? I believe that. Yeah. Yeah. Yeah.

So, what are you doing to make sure that you as an asset is growing the most? Because he said most people don't reach

your full potential. I'm assuming you want to reach your full potential. Yeah. Yeah. So, keep learning. So,

that's investing in education. And then part of that also is investing in your skill set um through practicing what

you've learned from the education. Okay. And just keep doing that over time. Um and you know for for me I never saw

results in crypto as soon as I got started. I kept doing it over time and consistency.

So on so at the beginning it wasn't so so so but you just kept going. You kept going. You kept going.

Yeah. But were you losing money at the beginning or making money at the beginning? It was um it was quite stagnant.

And and I think that's most people. You make some, you lose some, you make some, you lose some, you give up, right? But you just carried on and I'm

assuming I'm assuming you tell me. Did you then um learn more and something

changed or what changed? What changed? I knew investing was a long-term game. um when I when I

allocated money to investing in cryptocurrencies in the CCA strategy, I I knew that that was going to be an

investment for a future time, just to invest now and then that's going to be for the future. I knew that um because

with investing, we're not looking to make short-term profits. We're really looking to to buy companies which are

fundamentally great or buy stocks or cryptos which are fundamentally great and um and then use a strategy on them.

Yeah. Exactly. Not just buy them and hold them. Exactly. Yeah. I think that's that's the difference, right? That's the

difference. Okay. What else? Um, you're lucky to be in this room. And I think what he means by that is in this country

and and maybe also this time, you know, you you have freedom of choice of

thought of, you know, who you want to marry, uh, freedom of, um, setting up a business or or where you want to work.

And a lot of countries don't have that. So, they they are very lucky. But most people still only use a very small part

of that enormous potential no matter where they are. Yeah. Um, so what would you say about investing in yourself? How have you

invested in yourself? Yeah, I've invested in my education, for example, reading books or I've I've

bought courses that I've attended or even going to webinars um for for cryptocurrency learning and um and

learning from from the top coaches Keith and and Dennis. So time and effort. Yeah. And obviously your your father kind of

like paid for the the courses and stuff. You you didn't pay for them, right? I I paid for for some of them. Yeah.

Did you? Oh, did you? Yeah. Well, that's awesome. Do you think there's a difference if you get something for free as opposed to you

say, "Oh, listen. I'll give you access to this if you want as opposed to no, no, you're going to if you want it, you're going to have to pay for it."

Of course, that people will take it much more seriously if it's their own money they've invested. Did you Did you take it more seriously? Of course. Yeah.

It's really interesting. I agree with that. Absolutely. Let's see what people are saying. Uh, inspirational words. Yeah, absolutely. I like your

self-control, Taylor. who really does have a lot of self-control and it's good to surround yourself with people like

this as well because it uh like we just said with the donuts, it allows me to to step up my game uh as well. So, um I

don't know whether we can show this. Can we can we show this one here? So, this is a young investor's advice. This is

from Ultra Alenova or do you know every week we do this and there's always such a weird name. Do do people not use their

names? Okay, but anyway, uh he says or she see I don't know. Uh 19, earn a

salary. I don't have any student debt. I didn't go to university. I live with my parents. Blah blah blah. Uh but I don't

think it's doing anything in the bank. Got a Okay. I've heard about all these different apps like Trading 212, which

you mentioned just now. I think Moneybox, but I haven't had any simplified advice that is similar to my

situation. I would like to invest £500 every month. That's amazing. What a great way to start. and I'm not

interested in a LISA or LISA or some kind of an ISA. Um, let's see D. I've

opted out of my pension with my job because I don't see myself working long enough to benefit from a pension and I'm

open to any advice or opinions on what ways I can invest my money now, especially with this new government. All

right. Well, what would you say to that? Yeah, so that's great that you want to invest every month. Uh, most people

aren't even looking to invest. They just want to save money. Um but it's it's important to have different um you you

allocate your income towards different buckets. For example, some for investing, some for saving as well. Um

trading 212 is great, but with investing, what I what I would do is I would I'd try and find someone who's

credible um to make sure they know what they're doing. So, for example, you have 20 years of experience in the in the

stock market um with investing. And I definitely gravitate towards that. I want to learn from people who have done

it, who have been successful. I've always been interested in that. And at school, why?

Why? Because it shows to me that they know what they're doing cuz they've got results. They have proof. Um, and with

school, I I'm I'm quite entrepreneurial and I never really had any teachers who

who kind of were very successful financially. Um, but does that matter if they're teaching

you history and uh maths? They don't have to be doing No, you're right. Not history and maths,

for example. But if I'm taking business studies or economics, preferably, I would I would I would like it if if they

were quite successful financially, so I could learn from them. Yeah. And that's that's okay that they're not successful finan financially a lot. Um

it's hard to ask for, but you know, as long as you just keep learning and and look at the top um the top coaches, for

example, those who have the most experience, um that's what I really value. But also, don't you think that the people who are

really successful, why would they bother teaching? Have you ever thought of that? Why would they bother? They're too busy

making money. Yeah, it's a it's a good it's a good point. Um, and at that stage, money

doesn't matter as much as contribution. One of the six human needs by Tony Robbins is contribution. Um, really

showing what you can. For example, Ray Dallio, um, he actually released a book the other day called How Countries Go

Broke. And this is all due to inflation and the amount of money that the US is printing, for example. And he's showing

all these debt cycles that go on over time, which I believe is true. And um he's not doing that to to sell to sell

the books to make more money. He's already, you know, the CEO of of Bridgewwater, one of the biggest hedge funds in the world.

It's the biggest uh it is the biggest. Yeah. And really, it's all about impact. What can you share with people that will help

change their lives in a positive way? Mhm. Yeah. Absolutely. Okay. Brilliant. I love that. So look, a brilliant

foundation to build wealth. Yeah, we we love that. Um what you've got there. Um

this idea that most people have saving saving, right? Saving is not the future.

And what he want or she wants to do is he wants to invest. And I think that's the way to go. Yes. Cuz we were always

taught, you know, work hard, get a job, but then at the end of it, what do you need to do? You need to save.

Yeah. there was no such thing as, you know, investing, you know, whereas now, oh my goodness, the tools, I tell you,

the tools that you guys have, I did not have those tools. Um, absolutely incredible. Even things like webinars

yet learn anything else, you know. Um, what about not taking a pension? I mean, I'm asking you, you're 19, but what do

you think about that? Not taking a pension. Maybe I'm asking the wrong person. I

don't know. I think a pension is good. However, you should still be investing. you shouldn't

be definitely putting all your money into a pension. Um, oh, so that's what you said before about

you know different pots making sure this idea of asset allocation and even when you are in a crypto

diversifying just in case. How many cryptos are you in would you say? Um core positions um five but

brilliant. Yeah, but a bit more than that with smaller investments. Nice. No, no, I like that. And and again

that's asset allocation. So, in other words, what you do is you put less money in to ones that you maybe, you know, you

think, "Yeah, these could be good, but I'm not sure." So, your main Okay, that's good. But, but but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but, but but but, but, but you're not in Bitcoin?

No, not anymore. Whoa. And that's the most solid one, right? It is. So, so so, so you are actually taking on

a little bit more risk. Is that because you're younger or because it's your dad's money? Um, well, it's not. It was my money that

I invested into Bitcoin at the start. Okay. I bought at around 23,000 and I sold at around 50,000. And then I put that into

altcoins, for example, Salana, which went up a lot more and I took some profits there. Um, and the reason why I

did that is mainly because I wanted to capture the growth with altcoins. Um, however, Bitcoin is the only crypto

which has been around for 15 years. Um, that's the one that's most reliable and especially over the next decade when the

US government and other governments are going to print trillions of dollars. Um, Bitcoin is going to be the one to succeed for.

But you don't own it. No, I don't own it, but I'm going to I'm going to own it. I'm going to get in um

during the bare market. I'm going to get some entries in. Nice. I I like that. I like that. I like that. Okay. So, what do you think about

um obviously this person is asking about getting educated on investing um diversifying. I mean, that's what you

need to do. You need to my my number one thing uh for this uh young person, well,

your age is uh to do what you've done, you know, uh you know, learn from

somebody who has proven strategies. And and what I mean by proven strategy is not just how long they've done it, but

also that they have money in the bank. That's very important through the strategies, right? Uh and then start applying them if they possibly can.

We're going to do a quick poll now. Do you believe that young people have an advantage investing?

Of course, you you do. Okay, let's see. Right. Yes. Because they adapt faster. Or B, well,

they have more time, right? Not not more time during the day, but they have more time longer longer because it's ROI plus

time. It's not just return on investment peeps. It's return on investment plus time. Those two together unbeatable.

Unbeatable. Right. Is it C? No. Because tell you experience matters more. Or D

it's about mindset not age. So there's the poll. Everybody please uh let's participate and just choose one. Uh and

what do you think? Yeah. I think because they have more time. Um they have more time ahead of them. ROI plus time.

Yeah. But you managed 300K and that was only in two and a half years which I think is pretty cool. Yeah. And I didn't get to that stage um

overnight. I really didn't. You know, I've been in the crypto markets for three years and I've never helped make

this much amount of money on my parents account um in such a short time. It's it's only recently.

Yeah. And and that's probably a mixture of uh the bull market and the compounding. Yeah. Strategy, practice, consistent

efforts. Yeah. Yeah. Okay. That's awesome. I like the way Yeah. I just said it was that, but then you came back to well actually it's to

do with consistency and effort, which it is. You know, it absolutely is. So, let's close the poll. Three, two, one,

and boom. Let's close this one. Let's see. Do you believe young people have

advantage? It's about mindset. 30. Oh, this. Wow. Look how even about mindset,

not age 34. Yes, they adapt faster. Um, yes, they have more time, but experience

apparently doesn't necessarily matter. It's interesting, right? Yeah. H you said more time but people on

the chat said yes um it's it's about mindset not age. I would agree with

that. Yeah I would agree with that. But generally speaking if people evolve with time they

should have a better mindset. They should should have could have would have. Um very good. So let's have a look at

this. I don't know whether we can show this very very quickly but it's the difference between you know beliefs that aren't serving you limiting you. Yeah.

Uh and success mindset. And on the left here, we got some people might say, "I'm too young to invest." What would you say

to somebody who says, "I'm too young." There's no there's no limit. There's no there's no correct way of of what age to

be to invest. There's no there's no correct way of a business to operate. Businesses are all different. They all

have a different product or service. There's no correct universal way of how things should be. Um especially not for

age. Anyone can do it. I did it. I've got a friend who's investing who's 18. Um, you know, it's it's 100% about

mindset. No, but hold on. Is are they doing well as well or not so well? Um, I I don't know how much how much

you don't talk about that. Well, yeah, I'm I'm not sure. Okay. Um, but I've seen that he's doing it.

Okay. And what's he doing? Um, well, we we need to know whether it works first before you start talking about what he's doing. Find out what

what whether it works and then we'll talk talk about it on the show, okay? Because I think that's important. We don't want to talk about it if we don't know that it works, right? So, Taylor

made 300K as a teenager. And look, I always say, what do we say? Our mantra is, if he can do it, you can do it.

That's just the mantra, right? That is what we repeat again and again at investment mastery. If he can do it, you

can do it. U let's have a look. Sheena says, "Ah, most of us on the call are probably not young." Oh, I don't know.

Um, well, no, I'm guessing probably not. I know. Unita says, "Wow, no Bitcoin. My

mind also explodes right now." But I understand why you're doing it because maybe the ne in in this cycle, the

alcoins will be going a lot higher. And what about this limiting belief number two? I need more money to start investing. Is that important to wait

until you have the right amount? No, you need to. So with investments, we don't want to time the market. We don't

want to wait. We want to be in as soon as we can because we believe that it will go up. We believe that it's

fundamentally a good company. And for example, if the price comes down, that's when we want to buy it.

Okay. All right. So um the success mindset will be it's a marathon, not a sprint. So start small, invest often,

but the but but the point is start now. Exactly. Because people keep waiting, waiting, waiting, waiting, and they guess what they say then? They say, "I've got the

money now, but now is not the right time." It's like, "Well, just start. Starting is where the power is." Um,

crypto is too risky. Crypto is too risky. Uh, there's another one. Proper

education. What would you say? Crypto is too risky because it is quite risky, right? Yeah, crypto is definitely very volatile. Very volatile. the stock

market is less volatile. However, even um the S&P 500 went down at least 10%

during March um when there was recession fears and tariff fears. Um so that's volatile as well. Um I think I think the

reason why this claim is that cris crypto is risky is potentially because some people don't understand it. Um

but then why don't they just read about it and do their own research? They should. Yeah. And the problem is that they only they only do that when

they when they hear about it, usually at the top of the bull market or or when they get emotional, they think that I

have to I have to put everything in now because it's going up and up and it's going to go up forever. I actually think that some people think

you have to buy a whole Bitcoin. They don't realize that you can put a £100 in. Exactly. That you can get started, right? Just

get started. What about this one here? Limiting belief number four. Um it's only for professionals. I mean, who the

hell are you, man? Yeah, you work in the city. No. No. Do you? Maybe you do. No, no, I'm not a professional. Um, I

started when I was 16. Um, you know, this is only my my second year after

learning. Well, um, I started learning at the end of 15, 16. Um, I didn't have

any experience before. I was quite entrepreneurial and I'm not sure what does that mean when you say I was

quite entrepreneurial. Well, no, I am quite entrepreneurial. Okay. But what does that mean? Like have you started? What does that mean? that

that means that I like to take opportunities where I think that there'll be future growth or if I can or

if I can make some money for example or or start a business um try and look for ways where where I can grow not just

myself and my mindset um but also have a positive impact towards others and adding value.

Nice. Yeah. Well, you're definitely doing that by helping here for sure. Um so it's not for professionals, it's for

everyday people with the right tools, but I'm going to add to that. Well, tool

mindset tools and mindset. But if you want to wrap it up in tools, then then then that's great. Let's see what people

are saying here. Uh yeah, Asha says you can start with cryptos with£10, you know. Uh special cases, we know that

saving is wrong. Well, it's not wrong. It's just that you can't do anything isn't wrong. I mean, I'd rather you did

that than nothing, right? But how do we start the investment journey? Why don't you ask that? Why don't you answer the

question? How do would somebody like special case start? How could they

start? How could somebody start? First, I'd start learning about it. What is it? Um

why has this been happening? Why why has there been a bull market? Okay. And then what can I do about it? So now we're looking at a strategy. So we want to

make sure that we're learning from someone successful and then we want to find out what they're doing so we can do it as well or at least learn first and

then make some practices like demo trading. Um okay. But let me ask you a question. How

do you find that person? Because there are a lot of scammers out there. Yeah. So, how do you find somebody who is the

real thing? Um Yeah. How like the internet's huge. If you go in and say, "Find me somebody like 10 million things

come up." Yeah. I think Trust Pilot is quite good um for for working out whether companies

are legit or not. Um even some other um some other channels like YouTube are

quite good. Um, and I think you'll you'll if you use YouTube, you'll eventually be able to filter out.

Do you mean to learn from YouTube videos? Um, yes, to learn, but that's only at

the first stage. That's not getting into proper strategies um that are more in depth. And um and we want to look at

strategies that work. And with YouTube, you can get people who are who are potentially scammers, but also they will

they will want to sell you hype and and emotions as to why you should invest. But really, we just want to invest based

on the strategy. Absolutely. No emotions allowed there at all. I can tell you at all. Let's see.

Let's do a quick poll here. If given proper Oh, this is a good one. If given proper education, would you with real

money trust your child to invest the way that uh Taylor's father did? Would you

trust your child? A. Absolutely. B uh possibly with some supervision. and see.

Not a chance. Not a chance. Okay, let's let's have that poll up there. Um, I'm

not going to ask you because I think the answer is clear, right? Um, incredible. Don't you think it's amazing though that

he let you do that? Yeah, it is. Yeah, I have a very I'm very grateful for my father. Um, he's a

great person. He's he supports me in many areas of my life over the last 19

years and I'm really thankful for him and all the successful people who he's introduced me to successful mentors like

Marcus. Um I'm really grateful for that because your environment really determines your success. The people who

you hang out with and who you learn from. Um that's who you take in information from and who you study and

that has a massive impact on your life. No, no doubt. I'm going to stop eating donuts and stuff. Okay, let's have a

look. Given education, would you trust your children? Here we go. We're going to close it. 3 2 1. Vote now. And we're

closing it. And the results are Let's see what people say. Possibly with supervision. Wow. Amazing. You've

inspired people. This is amazing. Absolute. Oh, wow. Absolutely. You've really inspired people. Now they they're

just going to like throw money at their 16year-old now uh and hope they would have made 300,000 by the time they're

19. 11%. Not a chance. It's not a chance. Brilliant. Brilliant. Let's see

what other comments we have in the chat here. Oh, yeah. I mean, strategy is the answer for risk management. As long as

risk management is part of that strategy. Absolutely. It has to be because risk management is everything.

Um, investment master. Oh, that's want to know more about altcoin season. Thank you, Sibilus. Take a course with

investment mastery. Thank you. Catch our latest video coming out tonight where we discuss how you should invest in the

coming months. Okay. How can people do that? How can they uh take advantage of that? How can they invest in the coming

months? Okay. How can they this allcoin season video? Are you going to put a link up? Yep. Okay, great. Uh let's see. Annie

Brown says, "I believe DCA in a specific investment, eg crypto, instead of

keeping that amount in the bank." Yeah, but crypto, but there's 18 million cryptos out there, Taylor.

Yeah, you know, yeah, we want to look at ones that are well established and we want to have a strategy. That's the main

one. And the reason why we look at ones that are established, that are proven, that have been here for a long time, that have successful businesses, is

because that lowers our risk, and we're not investing in a new startup. And I was going to say, forget about that.

You're not even in Bitcoin. Let's do this one at the bottom, number uh not 18 million. That's too risky. Let's say 16

million down the list. Get in there and it'll go up a million%. Woo! When moon.

Yeah, that's not often that's not often the case. You have to be very selective of which cryptos you invest in. Of

course, some of them can go to zero. Um, which is why we use risk management and re doing research is part of that which

is why I use some of those websites for research. Mhm. Yeah. Absolutely. And diversification which is very very

important indeed. This has been uh really really cool for you to be here and to share your wisdom which is

absolutely fantastic which just goes to show you wisdom doesn't necessarily have anything to do with age, right? Um okay. So, uh, if you want to start building

wealth now, then get our free lunchtime investor crypto guide. It's 24 pages.

You know, you'll be able to read it in a couple of hours, probably less, but it will absolutely get you started, even as

the strategy in there that Taylor used. So, the link is in the chat below. Let's

see what people are saying. Sheen is asking, "Is this video on YouTube tonight?" I think my team is going to

put it on there. Uh, and hey, fun videos. Your network is your net worth. Absolutely. Final thoughts. Whether

you're 19 or 90, it's not about age. It's about action. Start today and your future self will thank you. Any any

thoughts from you? Yeah. No, I believe that's absolutely true. I'm thanking myself, my 16-year-old self from from taking

action. And even if this whole cryptocurrency thing didn't work out, um I would have had a learning experience

and I would still try something new, for example, or using that learning. Yeah. And try try and learn from

successful people. um use proven strategies that work. And investment mastery is a great community where

really everyone is sharing um what's working and and really helping each other out no matter the experience, no

matter the age. Um and that's really great that everyone's helping each other. I appreciate that. I appreciate that. I

like what you said just now. Um very very cool. You know, you're thanking your 16-year-old self. That's very very

cool. How many of you inspired by this? By the way, how many of you have family members that maybe you would love to

start learning this? And I think your dad did something very clever really in a way because you know he learned it but

then maybe thought I think Taylor would be good at this as well because now he can let's say the time that he allocated

to it, you're now allocated to it and he can be onto a new pillar project which

maybe he allocates to you or maybe your sister or somebody else and then he can move on to the next one. Right? So it's leveraging his time, his knowledge and

his money. Absolutely fantastic. Do you need to do you encourage your friends to invest?

Um I don't know whether that question is for you. Do you encourage your friends to invest? Um I do. I never

I never told them that they should invest. Um my friends at school who are in my friend group um they obviously

learned what I was doing from just from conversations and they were interested and they actually started doing some investing themselves. Um, one of them

was quite skeptical. They said, "Oh yeah, Bitcoin's going to go to zero, you know, when the internet gets hacked or something." Um, that's not that's not a

great argument and really we just want to buy things which have great fundamentals at a low price. Um,

so yeah, mixed uh mixed success there. Um, yeah, I think I think I mean it's

been really inspiring. Listen, uh, thank you so much for coming. Thank you, Marcus. Thank you. Thank you for your time, your

wisdom. Please do submit any questions that you have in the chat because then we can answer them in future episodes.

Or if there's anything that you think, oh, I'd really like to learn about this as an episode or you have any thoughts

or anything like that, please leave them in the chat and we will maybe do a show on it or definitely answer your

questions. Okay, absolutely fantastic. Uh yes, it means that you can buy a house without the bank of mom and dad.

Yes, you can, which is absolutely fantastic. Thank you everybody and we will see you next week, same time at

this amazing show where you get to eat. Now you can get to eat finally at the lunchtime investor. Take care everyone.